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Legal & Finance

Dominion Marine: Shaping the Future of Yacht Ownership

Posted: 2nd Aug 2018

Written by: OnboardOnline

Last year, Dominion Marine took the opportunity to rebrand its entire business and launched their new ‘DM84’ image and website reflecting the pedigree of a company built on over 30 years of success in the superyacht industry. Read More

How do Crew Access Good Financial Advice?

Posted: 9th Jul 2018

Written by: Johanna O'Brien

The UK has some of the tightest financial regulations in the world, but the offshore environment still lacks the same level of client protection. Many superyacht crew have fallen prey to bad financial advice, so Johanna O'Brien of... Read More

Ask the Expert: Life Insurance

Posted: 14th May 2018

Written by: Simon Dixon

Life insurance. One of the dullest topics on Earth UNTIL it becomes urgently necessary. That’s when you wish you had paid a lot more attention to it. Taking the time to get it properly organised, especially in a profession entaili... Read More

The Alternative to Leasing

Posted: 27th Mar 2018

Written by: Chris Allix

It is well known within the yachting industry that the EU Commission has issued a notice to Malta and Cyprus that they intend to commence infraction proceedings against them in relation to their leasing schemes. We understand that... Read More

Yacht Management in 2018 – How Sarnia Can Help

Posted: 26th Feb 2018

Written by: Steven Marquis, Senior Relationship Manager

One of the themes discussed at the recent Superyacht Investor Conference was yacht management and its role for both the owner and the captain. Sarnia’s Steven Marquis summarises why effective yacht management brings value for mone... Read More

The Financial Opportunity of the Superyacht Industry

Posted: 19th Feb 2018

Written by: Marcus Sinkinson

Have you ever heard of anyone outside of the yachting industry able to save more than 80% of their salary? It’s practically impossible unless you’ve managed to somehow wangle free accommodation and live like a hermit. But for crew... Read More

Key Points on Amendments to French Social Security Decree

Posted: 14th Nov 2017

Written by: John Cook

It would seem there are already a number of people that believe the proposed amendments to the French Social Security Decree will solve the issues that have been concerning the yacht sector since the Decree was first announced in ... Read More

Tax Changes for Buy to Let Investments Explained

Posted: 3rd Nov 2017

Written by: Patrick Maflin

Despite the recent changes to stamp duty and mortgage tax relief, making some investors question the reliability of Buy to Let Investments as an asset, they will always remain a staple when it comes to investments in the UK. Read More

If You Haven't Yet Declared Your Earnings...

Posted: 20th Oct 2017

Written by: Patrick Maflin

As of the 1st of September 2017 in the UK, HMRC started receiving details of bank accounts, trusts and holdings as a result of the Common Reporting Standard. So if you've just finished a busy çharter season and you haven't yet dec... Read More

Clarification on French Social Security from Sarnia

Posted: 4th Oct 2017

Written by: Dan Armsden

The French social security decree (No 2017-307 of 9 March 2017) has been a hot topic for much of 2017. The implementation has not been smooth, creating confusion, uncertainty, alienating French and non-EU crew and resulting in a s... Read More

Full Cover Without a King's Ransom

Posted: 27th Aug 2017

Written by: Simon Dixon

Back in the day of Henry VIII, life aboard a naval warship was akin to being in prison with the added danger of being cannonballed, drowned or killed by primitive medical care. Thankfully conditions have improved and these days yo... Read More

What are the Rules for EU Yacht Importation?

Posted: 23rd Aug 2017

Written by: Bruce Maltwood

For a yacht to be in free circulation within the EU it has to have been supplied in the EU, imported into the EU or grandfathered in by way of VAT exemption on age. If your yacht was supplied in the EU as a domestic supply with VA... Read More

Make Your Money Work While You Sleep

Posted: 20th Aug 2017

Written by: Patrick Maflin

It's Groundhog Day... you save and you spend. You save and you spend. The cycle never stops. You're a hamster on a treadmill - spinning away, yet standing still. Don't get me wrong, yachting is a lot of fun, and there are far wors... Read More

Seafarers Earnings Deduction - Tax Advice for Yacht Crew

Posted: 25th Jun 2017

Written by: Patrick Maflin

Eventually the time comes for all yacht crew to address their tax situation and to accept that this is inevitability, not a choice. There are still so few UK/EU resident crew who are aware of the existence of SED, or that taking a... Read More

French Social Security - What You Need to Know

Posted: 1st Jun 2017

Written by: John Cook

Following news of changes to the French Social Security system, for many yacht crew the implications remain clear as mud. Having scrutinized every point, John Cook cuts through the confusion to summarize exactly what you need to k... Read More

Debrief: French Social Security Seminar at Monaco Yacht Club

Posted: 18th May 2017

Written by: Patrick Maflin

In the words of David Crosby ‘You got to speak out against the madness, you got to speak your mind if you dare’. The yachting community definitely spoke its mind yesterday evening in response to the French Decree (Décret no.2017-3... Read More

Yacht Crew FAQs: French Social Security

Posted: 28th Apr 2017

Written by: Patrick Maflin

Following the announcement on 9 March regarding upcoming changes to French Social Security Laws, Marine Accounts has received numerous questions from concerned seafarers about how these changes will affect them. Here's a quick ref... Read More

Sea Service Verification on Large Yachts: MIN 543 (M)

Posted: 8th Apr 2017

Written by: Sam Watson

The Maritime & Coastguard Agency (MCA) has now published MIN 543 (M): Sea Service Verification on Large Yachts, outlining revised arrangements for the verification of Sea Service Testimonials (SST) for seafarers working on large y... Read More

French Social Security: Implications for US, AUS & NZ Yacht Crew

Posted: 1st Apr 2017

Written by: Patrick Maflin

While the USA and Canada hold bilateral social security treaties with France, Australia and New Zealand do not. So what are the implications for AUS and NZ yacht crew when new French social security laws come into force on 1 July ... Read More

Superyacht Salvage: Insurance Implications

Posted: 24th Mar 2017

Written by: Jonas Ball

Does your hull insurance cover towing and salvage costs? In the event, a salvor may be a professional salvage company or the captain of a commercial yacht and, if successful, they are entitled to charge a fee. What many people don... Read More

ISAs and Yacht Crew - Don't Miss Out!

Posted: 18th Mar 2017

Written by: Patrick Maflin

Many UK yacht crew are aware that they can file tax returns under the Seafarers Earnings Deduction (SED) and claim 100% tax relief on their income from yachting. What many crew may not know is that once you become a UK tax residen... Read More

New French Social Security Laws: Implications for Yacht Crew & Owners

Posted: 18th Mar 2017

Written by: John Cook

France has now brought its social security laws in line with the mandatory requirements of MLC 2006 with Decree no 2017-307 which comes into force on 1 July 2017. Together
with a major law firm, Lesia Group has studied the Decree...
Read More

Bad Financial Advice: How to avoid it

Posted: 15th Feb 2017

Written by: Patrick Maflin

Many of you will have come across Facebook posts concerning crew who have received bad financial advice. Sadly, in all too many cases, they have lost some or all of the funds they invested. When you consider the time and hard work... Read More

Insurance and Dayworkers Under MLC

Posted: 13th Jan 2017

Written by: Jonas Ball

Dayworkers are always a contentious point with regards to insurance. All too often, no employment contracts are signed and in the event of a claim, the process becomes complicated in trying to prove whether the owner is liable for... Read More

NZ Residency Laws Revisited

Posted: 28th Dec 2016

Written by: Patrick Maflin

The New Zealand Inland Revenue Department is trying to remove any grey areas from their residency laws to produce a working model that is clear and easy to understand. However, to comply with the 183 and 325 day rules there are so... Read More

Tax Residency: How to Complete the CRS/ FATCA Form from your Bank

Posted: 16th Dec 2016

Written by: Patrick Maflin

If you are working on a yacht and banking offshore, the likelihood is that you have received, or will receive, a letter entitled CRS/ FATCA concerning your tax residency. It's important that you respond to avoid risk of your accou... Read More

The Tax Conundrum for Yacht Crew

Posted: 19th Nov 2016

Written by: Patrick Maflin

When it comes to understanding tax liabilities, many yacht crew still believe that they don't need to declare their income. Even if you bank offshore, are non-resident, are not resident anywhere, spend less than 183 days anywhere ... Read More

Charter Yachts and Withholding Tax

Posted: 19th Nov 2016

Written by: Bruce Maltwood

Withholding tax of up to 33% is being applied to charters in some EU countries and yacht owners may need to consider restructuring arrangements to avoid being caught out. Yacht ownership established in territories such as Cayman, ... Read More

Why Malta is a Preferred Jurisdiction for Yacht Ownership Structures

Posted: 4th Nov 2016

Written by: Bruce Maltwood

Choosing a yacht ownership structure has never been a simple matter but, with recent changes in legislation, a minefield of tax laws and fierce competition, along comes Brexit to really shake things up. According to Bruce Maltwood... Read More

Tax Breaks on Crew Training?

Posted: 7th Oct 2016

Written by: Jodie Clarke

Yachting has always been viewed as a grey area when it comes to taxation and most crew have only declared their income if their native land recognizes them as exempt. Sadly
with new banking transparency and reporting regulations ...
Read More

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